FNB Vinita Debit Cards and Mobile Wallets
FNB debit cards are compatible with Apple Pay, Samsung Pay, and Google Pay mobile wallets. You can add your eligible debit card then shop online, in-app, or in-store with your mobile device. Get the convenience of a mobile wallet while enjoying the same benefits that come with your FNB debit card. See terms and conditions below*.
Learn more about each digital wallet provider by clicking the links below:
*The First National Bank Terms and Conditions for Adding a Debit Card to a Mobile Wallet
These terms and conditions (the “Terms”) for attaching your First National Bank debit card (“FNB Debit Card”) virtually to a digital storage system (“Mobile Wallet”) apply when you choose to add a FNB Debit Card to a Mobile Wallet. In these Terms, you and your refer to any person that seeks to add a FNB Debit Card to any Mobile Wallet, and we, us, our, and The First National Bank refer to the issuer of your FNB Debit Card. When you add a FNB Debit Card to the Mobile Wallet, you agree to these Terms.
1. Adding your FNB Debit Card
You can add an eligible FNB Debit Card to the Mobile Wallet by following the instructions of the Mobile Wallet provider. Only FNB Debit Cards that we indicate are eligible can be added to the Mobile Wallet. If your FNB Debit Card or underlying account is not in good standing, that FNB Debit Card will not be eligible to enroll in the Mobile Wallet. When you add an FNB Debit Card to the Mobile Wallet, the Mobile Wallet allows you to use the FNB Debit Card to enter into transactions where the Wallet is accepted. The Mobile Wallet may not be accepted at all places where your FNB Debit Card is accepted.
2. Your FNB Debit Card Terms Do Not Change
The terms and account agreement that govern your FNB Debit Card do not change when you add your FNB Debit Card to the Mobile Wallet. The Mobile Wallet simply provides another way for you to make purchases with the FNB Debit Card. Any limits we place on the frequency or dollar amount of your FNB Debit Card transactions will also apply to Wallet transactions. Any applicable interest, fees, and charges that apply to your FNB Debit Card will also apply when you use the Mobile Wallet to access your FNB Debit Card. The First National Bank does not charge you any additional fees for adding your FNB Debit Card to the Mobile Wallet or using your FNB Debit Card in the Mobile Wallet. The Mobile Wallet provider and other third parties such as wireless companies or data service providers may charge you fees.
3. The First National Bank is Not Responsible for the Mobile Wallet
The First National Bank is not the provider of the Mobile Wallet, and we are not responsible for providing the Mobile Wallet service to you. We are only responsible for supplying information securely to the Mobile Wallet provider to allow usage of FNB Debit Card in the Mobile Wallet. We are not responsible for any failure of the Mobile Wallet for any transaction. We are not responsible for the performance or non-performance of the Wallet provider or any other third parties regarding any agreement you enter into with the Mobile Wallet provider or associated third party relationships that may impact your use of the Mobile Wallet. You acknowledge that you have read and accepted the terms and conditions of the Mobile Wallet by requesting that your FNB Debit Card be added to the Mobile Wallet.
4. Contacting You Electronically, and by Email
You consent to receive electronic communications and disclosures from us in connection with your FNB Debit Card and the Mobile Wallet. You agree that we can contact you by email at any email address you provide to us in connection with any First National Bank account. It may include contact from companies working on our behalf to service your accounts. You agree to update your contact information with us when it changes. By accepting these Terms and Conditions, you agree that it is subject to the federal Electronic Signatures in Global and National Commerce Act. (“E-SIGN”). Continued use of a FNB Debit Card in a Mobile Wallet requires that you agree to receive all Notices electronically. If you prefer to receive paper Notices, you have the right to withdraw your consent, in which case we will terminate your use of the FNB Debit Card in a Mobile Wallet.
5. Removing Your FNB Debit Card from the Mobile Wallet
You should contact the Mobile Wallet provider on how to remove a FNB Debit Card from the Mobile Wallet. We can also block a FNB Debit Card in the Mobile Wallet from purchases at any time.
6. Governing Law and Disputes
These Terms are governed by federal law and, to the extent that state law applies, the laws of the state that apply to the agreement under which your FNB Debit Card is covered. Disputes arising out of or relating to these Terms will be subject to any dispute resolution procedures in your FNB Debit Card agreement.
7. Ending or Changing these Terms; Assignments
We can terminate these Terms at any time. We can also change these Terms, or add or delete any items in these Terms, at any time. We will provide notice if required by law. We can also assign these Terms. You cannot change these terms, but you can terminate these Terms at any time by removing all FNB Debit Cards from the Mobile Wallet. You may not assign these Terms.
We can provide notices to you concerning these Terms and your use of a FNB Debit Card in the Mobile Wallet by posting the material on our website, or through electronic notice given to you by the provider. For questions, disputes, or complaints about your FNB Debit Card, contact us at (918) 256-7811.
If you have any questions, disputes, or complaints about the Wallet, contact the Wallet provider using the information given to you by the provider.